Really Need Help To Get Back To Facebook Advertising

My Situation Is That My Ads Account Got Banned And Now I Ask My Friend For Letting Me Claim Their Account. He's Account Is Aged And Has Used For A Long Time.

My question is :

1.) Will they banned my friend's account if I claim it using the same ads manager which has 2 banned account inside?

2.) What should I do as people said that facebook will ban the account if the credit card name is not corresponding

3.)If I want to open a new account and a new business manager to claim it, is it…

Really Need Help To Get Back To Facebook Advertising